Home, Auto and Commercial Insurance

New Office Hours

In Office Hours: Monday-Thrusday between the hours of 9:00AM-4:00PM.

Remote Only: Friday 9:00AM-4:00PM


If you would like to make an appointment after regular business hours or meet in person on Friday please contact us at 810-686-1800 or email us at brclio@aol.com


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Your Cicle of Protection


Our Expertise

Insurance Services

Why Choose Us

Since 1978 we have been here providing excellent insurance services at prices you can afford.

Years in Business
Insurance Carrier Choices
Satisfaction of our customers

Blackmore Rowe of Clio | Family Owned Insurance Agency

Blackmore Rowe Insurance of Clio Michigan specializes in providing personalized insurance coverage that meets the needs of our individual clients. Our insurance products vary from home insurance, auto insurance, life insurance, renters insurance, commercial insurance, workers compensation, motorcycle insurance, RV insurance, snowmobile insurance, ATV insurance and much more. At Blackmore Rowe Insurance we have coverage options available to suite all of your insurance needs. Customized insurance plans and upgradable coverages are available to each customer because we understand that one size fits all does not apply to everyone’s insurance needs. We offer risk management and loss prevention policies to help our clients recover from an unforeseen or unexpected event. Let Blackmore Rowe Insurance cover all your insurance needs and see the difference that personal professional care makes.

Our Mission at Blackmore Rowe Insurance is to provide excellent customer service to each and every client as well as providing quality insurance at fair and competitive prices. We are dedicated to ensuring that we take care of all of our clients, and that their insurance needs are met and exceeded. Blackmore Rowe is committed to providing you with top notch insurance products from a wide variety of insurance carriers. Some of our insurance carriers for home and auto are Auto-Owners Insurance, Hanover Insurance, Fremont Insurance, Hastings Mutual Insurance, and Progressive Insurance. We have specialty carriers as well for your life insurance, classic autos, rentals, renters insurance, workers compensation, liability, event, vacant dwellings, roadside assistance, pet insurance, ATV’s  and other recreational vehicles. Some of these carriers are JM Wilson, Hagerty, American Collectors, Vacant Express, Progressive, Auto-Owners, Home-Owners, Accident Fund, AAA, Grand General, National General, and much more.  We also write bonds in office and have a public notary. So as well as providing a vast variety of insurance products we also write for multiple carriers. Writing for multiple carriers makes us an Independent Insurance Agency. As an independent insurance agency we have the advantage of quoting your insurance through multiple carriers which insures we are giving you our best rate possible. Why shop insurance when your independent agent can shop it internally for you!

Since 1978, Blackmore Rowe Insurance has been fulfilling your insurance needs.  Our insurance agency is family owned and operated which is something you can trust and increases our commitment to excellence. The James family is in its third generation at Blackmore Rowe Insurance. With all the agents combined we have over 60 years of experience working for you. Scott the current owner even has experience as an adjuster for Hanover Insurance which gives him and his employees’ insight into the claims handling process for the insured to help make things run a smooth as possible when something unfortunate and unforeseen happens. Blackmore Rowe Insurance is run by owners Scott James, his wife Andrea James, oldest daughter Madison James-Irwin, and middle daughter Kennedy Watts. We pride ourselves on our professionalism and being a third generation family business we still have majority of our new business from word of mouth. This is something we are extremely proud of. We are active members of the community. We offer our time and resources to many events and charities in Clio and surround areas. We do not just service the insurance needs of Clio but many areas of Michigan some which include; Flushing, Montrose, Birch Run, Frankenmuth, Bridgeport, Saginaw, Genesee, Otisville, Fenton, Grand Blanc, Davison, Chesaning, Flint, Goodrich, Reese, Caro, Lennon, Gladwin, Traverse City, Beulah, West Branch and so much more.  If you live in Michigan or own a property in Michigan we can service your insurance needs there is no place to far for our agents.

Proud Members of


Genesee County Independent Agency Association


Blackmore Rowe Insurance

196 W Vienna St, Clio, MI 48420
Clio, Michigan 48420
Auto Insurance
Home Insurance



Our Mission is to provide excellent customer service to each and every client as well as providing quality insurance at fair and competitive prices.

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